creditmatchandreview.com

Suntrust Bank Prime Rewards Credit Card Review

Home / All Reviews / Suntrust Bank Prime Rewards Credit Card Review

Suntrust Bank Prime Rewards Credit Card

The SunTrust Prime Rewards credit card is a credit card issued by Suntrust Bank. The three-year introductory offer is not to be missed. This will allow you to transfer your balance from another card and pay only the best interest rate. You can go to the official website to find out the specific interest rate. The card has no annual fee, and eligible purchases can earn 1% unlimited cash back. Use the SunTrust Prime Rewards credit card to transfer your balance and earn rewards.



Pros & Cons Analysis of Suntrust Bank Prime Rewards Credit Card

Pros

  • long introductory APR balance transfer offer

  • easy one-time discount

  • phone protection

Cons

  • low reward rate

  • inconvenient application process in some states


Suntrust Bank Prime Rewards Credit Card Highlights

3 year introductory supply at Prime Rate: Balance transfer made during the first 60 days since account opening. From then on, it will vary from 11.24% to 21.24% APR. If you transfer the balance, unless you pay the full balance (including balance transfer) before the due date of each month, interest will be charged on your purchase. When you transfer your balance within the first 60 days of account opening, you do not need to pay the balance transfer fee1. After the first 60 days of account opening, the fee for future balance transfers is $10 or 3% of the transfer amount, whichever is higher. In the first 3 months after opening the account, after spending $500 on eligible purchases, you will receive $100 in the statement credit 3.


Features: SunTrust loyalty cash bonus, more cash. Depending on your deposit relationship with SunTrust, when you exchange cash directly into SunTrust checking, savings or money market accounts, you can receive a loyalty cash bonus of 10%, 25% or 50%4. You can choose from a variety of redemption choices, such as cash back, gift cards, travel, and more. At suntrust.com/rewards, you can view and claim your rewards. Earn cash back when you use SunTrust credit cards to make purchases at your favorite retailers. SunTrust Deals5 is independent of the SunTrust Rewards program. As a SunTrust credit card holder, your FICO® score will be provided in online banking and will be updated every month. It will be accompanied by insights into the impact that affects your score, as well as credit education to help you stay on track. Only applicable to the main cardholder. By opting in, they will link your SunTrust checking account with your SunTrust credit card account to protect you if your available balance is insufficient.


FQA of Suntrust Bank Prime Rewards Credit Card

  • How can I Transfer balances and earn rewards with our Prime Rewards Credit Card?

    SunTrust World's Major Reward Credit Card 6/21, a 3-year introductory discount at a discounted price. Balance transfer within the first 60 days after account opening. From then on, it will vary from 11.24% to 21.24% APR. If you transfer the balance, unless you pay the full balance (including balance transfer) before the due date of each month, interest will be charged on your purchase. When you transfer your balance within the first 60 days of account opening, you do not need to pay the balance transfer fee1. After the first 60 days of account opening, the fee for future balance transfers is $10 or 3% of the transfer amount, whichever is higher.

  • Will closing a credit card account impact a FICO® Score at suntrust bank prime rewards credit card?

    Yes, but not the way you expect at suntrust bank prime rewards credit card. And, while closing an account may be a good strategy for responsible financial health management in some cases, it may also have a negative impact on your FICO® score. The FICO® score takes into account the so-called "credit utilization". This ratio or ratio basically looks at the relationship between the total credit you use and the total available credit; the higher the ratio, the greater the negative impact on your FICO® score. This is because, generally speaking, people with higher credit utilization rates are more likely to default on loans. Therefore, by closing the old or unused cards, you are actually erasing some of the available credit, thereby increasing your credit utilization.

  • What fees are associated with PC Banking for Personal Accounts of suntrust bank prime rewards credit card?

    PC Banking for personal accounts charges $5.95 a month, and PC Banking for personal accounts Bill Pay charges $9.95 a month. No fees will be charged for the first 90 days, and Signature Advantage account holders can get PC banking services for free.

  • What are the differences in features, benefits, and cost for SunTrust Online Banking versus SunTrust PC Banking?

    SunTrust Internet Banking allows you to access your SunTrust personal and corporate accounts via the Internet. It allows you to view account balances and published transactions, transfer funds, pay bills, and send secure customer service messages. SunTrust PC Banking allows you to access your SunTrust personal and corporate accounts via the Internet. It allows you to view account balances and published transactions, transfer funds, pay bills, and send secure customer service messages.


Recommend Credit Card Reviews & Coupons

Related Suntrust Bank Prime Rewards Credit Card Coupons

creditmatchandreview.com uses cookies to ensure that we give you the best experience on our site. If you continue, creditmatchandreview.com assumes that you consent to our Cookie Policy.