Elan Credit Card Review

Elan Credit Card

Elan Financial Services is a company that issues credit cards in cooperation with banks and credit unions. You can’t apply for a credit card directly through Elan Financial Services—it works with banks and credit unions, so these financial institutions don’t have to build a credit card plan from scratch. The credit card division of the Elan Financial Services brand is owned by U.S. Bancorp (the parent company of the leading credit card issuer Bank of America). U.S. Bancorp previously held the Elan ATM network, including MoneyPass ATM and debt services, but sold these interests in 2018.

Pros & Cons Analysis of Elan Credit Card


  • extended low introduction rate

  • reward points for the first purchase


  • does not include many credit card benefits

Elan Credit Card Highlights

Rewards: 5% cashback on two categories of your choice, 2% cashback on one each category, and 1% cashback on all other orders. You can get 2,500 bonus points after the first purchase, 1.5 points for every $1 and 90 days before all purchases After spending 500 US dollars, cash back 150 US dollars. Cardholders find that the points add up quickly, and redeeming rewards is simple and fast. Unlike other rewards cards, Real Rewards cardholders automatically earn reward points based on their total consumption every month, not just purchases in certain categories. In addition, for our leading consumer reward products, including Real Rewards, there is no limit to the number of points that can be earned. Points can be exchanged for travel, cash back, gift cards, merchandise, etc.

Benefits: Transfer balances from high-interest credit cards and enjoy zero fraud liability. Emergency card replacement, free credit score 5 and 24/7 real-time US customer service give you peace of mind.

FQA of Elan Credit Card

  • Why choose elan credit card?

    When you work with Elan, you can proudly provide credit card products with the best competitiveness in the industry. Their leading consumer and corporate rewards cards offer competitive cash back options, merchandise, gift cards and great travel options. Their business cards also provide generous returns for every dollar spent, and help business owners track and manage expenses. Elan now enables cardholders to use a compatible Apple®, Android® or Samsung® mobile phone to make secure mobile payments.
  • What Digital Solutions does elan credit card provide?

    No matter which type of device you prefer, there is a simple, safe and convenient digital payment option for you to choose at elan credit card. With mobile purchases, the cardholder will use a mobile phone instead of swiping the card at checkout. When the mobile phone is close to a compatible terminal, they can "confirm" the purchase through fingerprints. A signature may still be required. It doesn’t matter whether the cardholder has an Apple®, Android®, or Samsung® device — the setup process is simple. In most cases, the cardholder can use the phone's camera to add a card. With mobile payment, instead of cardholders sharing their information, a virtual card number is created. This virtual number is used for purchases-to ensure their data security. They can visit their phone provider's website for more information about security.

Related Elan Credit Card Coupons uses cookies to ensure that we give you the best experience on our site. If you continue, assumes that you consent to our Cookie Policy.