Banana Republic Credit Card Reiview

Banana Republic Credit Card

The Banana Republic Visa Credit Card is quite effective for fans of Banana Republic. This card is issued by Synchrony Bank and you can get store rewards, but it also provides a lot of benefits. Cardholders can get more Banana Republic benefits and Benefits: Exclusive credit card discounts, free shipping on eligible orders, and even birthday gifts. In addition, the card’s annual fee is $0! But it won't earn you the traditional cashback. If you are not a fan of Banana Republic, you can look at other credit cards.

Pros & Cons Analysis of Banana Republic Credit Card


  • $0 annual fee

  • 25% off the first order using this card

  • birthday Bonus


  • balance transfers not allowed

  • higher credit requirements

  • high interest rates on credit card accounts

Banana Republic Credit Card Highlights

Benefits: Cardholders and members can enjoy free shipping for purchases of $50 or more. Icon-level card members and members will get 2-3 days of free shipping, while core and fan-level card members and members will get 3-5 days of free shipping. Log in to your online account during checkout and free shipping at checkout, no code required. You can find detailed information about your benefits in your account, including brand family bonuses, quarterly bonuses, birthday bonuses and creating your own sales day. To use this offer, please bring your Banana Republic merchandise and Icon rating certificate to your local Banana Republic store. Basic changes include shortening the hem of pants, skirts and dresses. Call your local store for more detailed information and a complete list of changes. If you are a Gap Inc. Rewards Program member and you have made purchases at Athleta in the past 12 months and are at the fan level (you will get a 2-month free trial period), the reward member will get an obé Fitness trial trial) or Icon level (you will get a 3-month free trial). After satisfying the above requirements, the trial version will be sent to you via email with a promotional code for obé fitness, and you will be directed to the obé fitness website to register.

Points and rewrads: When you shop in the store, you can earn points by providing the phone number of the registered member at the checkout. For online purchases on,,,, and, if you log in with your email address, you will earn points. 100 points = 1 USD reward. Cardholders can earn 5 points for every dollar spent on Gap Inc. credit cards in their brand collection. Gap Inc. Visa® card members can earn 1 point for every dollar spent outside their brands, and Gap Inc. Visa Signature® card members can earn 2 points for every dollar spent outside their brands.

FQA of Banana Republic Visa Credit Card

  • How does Banana Republic card work?

    Customers who use the Banana Republic Store Credit Card earn five points for every dollar spent at Gap Inc. brands, a $5 reward for every 500 points earned, exclusive cardmember-only offers and private sales, early access to special events, no receipts required for returns, and zero fraud liability. Because the rewards are store-specific, the perks aren't worth it unless you know you'd spend the money at Banana Republic even if you didn't have the credit card in your wallet. Due to the high purchase APR and late fees, this card may not be suitable for shoppers who intend to carry a balance.
  • Can I get discount with Banana Republic card?

    First Purchase Discount: Receive a 20% discount on your first purchase when you open a new Banana Republic Rewards Visa Credit Card or Banana Republic Rewards Credit Card Account. If a new account is opened at a Banana Republic or Banana Republic Factory store, the discount will be applied to the first in-store purchase made that day. The Banana Republic Visa® Credit Card rewards you when you shop at Banana Republic and sister brands owned by Gap Inc., such as Gap, Old Navy, and Athleta. The Banana Republic Visa® Credit Card is available in stores only, but it can be used anywhere Visa is accepted.

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